Punjab: A prominent businessman of Gurdaspur city has been defrauded in the name of gold loan. The case is related to a reputed bank, but the bank officials are not ready to listen to anything now.
Victim Lalit Kumar told that after the lockdown, on March 7, 2022, he took a gold loan of about Rs 17 lakh from a reputed private bank in the name of his wife and deposited about 480 grams of gold in return.
During this time an employee of another private bank was also present.
Victim Lalit told that on October 12, 2022, the bank employee deposited about Rs 18 lakh in cash without informing him and redeemed all the gold from the bank. The surprising thing was that the bank handed over all the gold to him without the presence of the account holder or his nominee.
According to Lalit Kumar, after this in March 2023, the said employee took one lakh 65 thousand rupees from him as an installment of this loan, but still did not tell him that his gold had been redeemed.
Three months ago it was revealed that the said bank employee had embezzled money by taking loans in the name of many people. A complaint was lodged with the bank and the bank dismissed him from the job. When he went to the bank and inquired about his gold, he found out that his loan amount along with the entire interest had been deposited and the gold had been taken back. But the bank officials are not ready to accept that this gold has been taken by the bank employee.
The surprising thing is that despite it being a case of gross negligence and fraud of lakhs of rupees, the officials of the private bank are not ready to take any responsibility in this matter. Obviously, no unknown person can deposit lakhs of rupees in someone else’s account without the knowledge of any bank official and take away gold worth almost twice that amount.
If this has happened, then being a reputed bank, the bank officials will have to answer it publicly, but the bank manager refused to meet the journalists saying that he will not share any information without consulting the higher officials in this regard.
DSP Amolak Singh, who is investigating the case, said that the investigation has been started. About a dozen people have accused the bank employee of taking loans in his name and swindling the money. The case will be solved soon.